Sometimes we find mental health resources for employees who are helping a parent or older adult, like our support for Holly.
Holly was feeling stuck and anxious as a result of the behavior of her father who at 60 had early onset dementia. His behavior was very defensive and demanding.
Her Ways & Wane care advisor coached her on what to expect from dementia behaviors and how to respond, but also helped her find a therapist in her network that fit the profile and therapy approach she wanted.
Holly set up therapy and has found tremendous support because of it. Her care advisor also provided two dementia-focused caregiver support groups for Holly and her sister. Holly sent this message to her Care Advisor, “I greatly appreciate you, and you make this whole scary process a lot less scary, so thank you.“
According to the CDC, it is estimated that 20% of people aged 55 years or older experience some type of mental health concern. The most common conditions include anxiety, severe cognitive impairment, and mood disorders (such as depression or bipolar disorder). Sometimes we find a specialized therapist for the older adult, like for Masonâs mom.
Mason reached out to us feeling very concerned about his 67 year old mom who had become depressed as a direct result of a chronic health condition. She was overwhelmed and isolated at home because of it. He described her as “having more bad days than good days”. His mom was open to talking to a therapist.
Masonâs Ways & Wane care advisor found her a local provider that specializes in helping people cope with chronic medical illnesses. He said, “the psychologist she got through the list you provided, sheâs been seeing and absolutely loves.”
Mason shared that his mom is now having “more good days than bad days” and has gone from staying isolated at home to getting out and about again. This solution allowed Mason to worry less about his mom and focus more on work.
Your cell phone rings in the middle of your work day. Itâs your brother calling to tell you that something happened with momâs heart and sheâs in the hospital. Itâs a very scary call. Almost as scary as trying to figure out what to do next. The information here will help you know what your next steps should be.
Keep this on your radar Donât assume the older adultâs spouse or partner is able to be their advocate. Between the stress of the situation and a generation that may not be comfortable questioning doctors, hands-on support from you or someone else in the family (even virtually) may be necessary.
Keep an eye out to help manage the non-hospitalized partnerâs stress and needs. Their circle of friends can be called upon to help with transportation to and from the hospital, meals or companionship. Itâs a generation that is used to showing up in times of need.
When you live far away from the older adult
First, call the hospital’s nurse desk and make sure they have your name, number and relation to the patient.
If the current status or care plan is unclear to those involved, ask the nurse to connect you with the Social Worker on staff. The Social Worker can arrange a meeting with the doctor who can explain the situation.
âDo I need to be there?â Itâs the million dollar question. If you arenât sure if you should be there in person, ask the nurse and/or doctor if they would recommend that a family member be present.
Donât be afraid to call the nurse desk for updates. The ideal time frame to reach them is likely between 12-5pm since itâs after morning rounds and between shift changes.
Keeping track of it all Keep detailed notes capturing the names, titles and dates of who you speak with and their role in the care being provided. Frequently there are various care providers and itâs easy to lose track of who said what and when. You can download the Notes During a Hospital Stay template, which offers suggested questions for the medical team and space for notes.
The Ways & Wane GoKit Medical Planner is a great place to keep these notes. Once youâve set it up to use, the older adultâs PCP, list of allergies and medicines can be found there. Additionally, the portable GoKit Planner has slots for insurance cards, IDs and envelopes for copies of care directives.
The hospital discharge process
Use the GoKit Medical Plannerâs suggested questions to ask prior to discharge and keep notes there. Or download our Hospital/Nursing Home Discharge form with suggested questions and space for notes.
Go through the discharge notes with the nursing staff in order to clarify any questions.
Make sure to explain the home environment to the care providers, specifically if there are any steps in the home, a spouse who cannot manage care needs for another, a lack of transportation to get prescriptions or to receive follow-up care, etc.
If the doctor deems medical equipment to be necessary (such as a shower chair or bed side commode) it is usually covered by a regular Medicare policy.
IMPORTANT: If the older adult is being discharged to a rehabilitation facility, they will likely receive a list of facility options from the Social Worker. This is usually a pre-formulated list of options, but they are not vetted or screened in any way. In fact, there have been numerous times we have found that the list provided by the hospital included rehabilitation facilities that have been flagged for abuse.
If you find yourself having to navigate a hospital admission for your child, there are two very helpful and yet little known resources available to support you and your child.
A Child Life Specialist
A Child Life Specialist is a healthcare professional whose role is focused on the psychosocial needs of the patient, including mental, emotional, and social needs.
This support can include:
Develop age-appropriate strategies to minimize trauma and increase understanding of a medical diagnosis through treatments plans using therapeutic play, education, preparation, and activities that promote growth and development
Supporting children and their families by using a variety of tactics to help them better understand a process, procedure, or other element of their medical experience
Advocating for the special needs of children and their families
Providing information, support, and guidance to parents and family members
Collaborating with the health care team to coordinate and manage care
Your childâs nurse or a Social Worker can ask the Child Life Specialist to reach out to you.
TIP: Since they tend to be in high demand and there may be just one of them at the hospital, put in a request as early as possible. Once you do, provide your phone and email so that itâs even easier for them to reach you.
A Social Worker
The hospital Social Worker can provide help to cope with the effects of your child’s illness on your family. They can support with both immediate and longer term practical and psychological challenges, such as:
Resources to care for other children while your child is in the hospital
Reimbursement for parking or public transport to/from the hospital
Meals while in the hospital caring for your child
Options for where to stay if you need to be close to the hospital
Ways to pay for care
An assessment of your familyâs needs in relation to your child’s health event
Referrals to community resources
Short-term counseling to help your family adjust
Help in understanding and learning strategies to effectively deal with behavior
Your childâs nurse can put a request in for a Social Worker to reach out to you.
TIP: Get the Social Workerâs specific contact information so that you can proactively reach out to them. Once you do, provide your phone and email so that itâs even easier for them to reach you.
If you were to ask your 4 year old if you can live with them when they grow up, theyâd likely reply with an enthusiastic âI wanna always live with you; I never wanna live in another place from you!â.
Ask them again when they are 35 and their answer may be different.
Maybe youâll choose to live with your adult child, but it might be nice if you have other choices too. Planning for affordable housing before you are the older adult is something that cannot start too soon.Â
Retirement Calculator
Do a quick calculation to see if living with your kids will be optional. Without putting in identifying information or creating an account, Dave Ramseyâs retirement calculator will show an estimate of your retirement savings. It will even show you what you can save if you skip the daily coffee purchase, but you donât actually have to look directly at that number.
Compound Interest Example
According to AARPâs retirement planning article, âthe earlier you start saving for retirement, the better off youâll be. If you start putting $5,000 a year into an IRA at age 30, youâll have about $669,400 at age 70, assuming you earn 5 percent a year. If you start at age 50, youâll have $186,860. Although itâs never too late to start saving, itâs a lot easier if you start early.â
And as a backup plan, you could always ask your four-year-old to put the âyou can always live with meâ in writing, especially if you plan on continuing your daily Starbucks habit.
Medicare will cover the cost of momâs housing and care.
False.
Itâs a fairly common misconception that Medicare will cover the cost of housing for older adults, but this is not the case. Medicare will cover up to 100 days a year in a nursing home, but only after a qualifying hospital stay. Particularly since housing prices and living costs are expected to continue to rise, a viable housing plan is more important than ever before.
Most funding for the housing and care of older adults comes from these sources:
The sale or rental income of their home
Retirement income such as a pension or investment account withdrawals
Social Security benefits. According to the Center on Budget and Policy Priorities, in 2022, retired workers received an average of $1,669 per month in Social Security benefits
The fact is that for most older adults in the United States, their available funds do not adequately cover the cost of housing and necessary expenses. Currently, more than 15 million older adults are âeconomically insecure,â meaning they live at or below 200% of the federal poverty level ($27,180 per year for a single person in 2022), according to the National Council on Aging. In fact, by 2030 there will be about 72 million adults over the age of 65 with more older adults expected to enter the federal poverty level than ever before.
Budgeting Tools for Senior Housing
Are you helping an older adult to plan ahead or stepping in to help manage a budget for housing and care? There are two free resources to help in the budget planning process:
This free Retirement Planner Worksheet is for individuals ages 50-70 and does not require identifying information.
If the expected income from Social Security is unknown, you can get an estimate of the expected benefit payout from the Social Security website.
Creative Senior Housing Options
Itâs clear that affordable housing options and creative solutions are much needed to address the needs of economically insecure older adults. Some housing solutions include:
An Accessory Dwelling Unit which can be added to an existing property. Detailed information about ADUs can be found in our article HERE.
Manufactured home communities for 55+ can be another more affordable option. The home itself is owned, while the land in which it sits is leased. Care should be taken to understand the expected increases for the cost of the land lease.
Senior apartment complexes offer independent living units, sometimes with common use areas and services. The cost of renting is usually less than the cost to maintain a home and cover property taxes, upkeep and repairs.
The United States Department of Housing and Urban Development (HUD) offers affordable public housing apartments and single-family homes for older adults in need. The two programs which offer the most help to older adults are HUDâs Section 202 Affordable Senior Housing and HUDâs Housing Voucher Program
The Low Income Housing Tax Credit (LIHTC) Program does not provide housing subsidies, but tax incentives to encourage developers to create affordable housing. These tax credits are provided to each state based on population and are distributed to the stateâs designated tax credit allocating agency.
Both HUD programs and the LIHTC have specific processes and requirements to apply. Unfortunately, they can be time-consuming and confusing to navigate. The demand for subsidized housing is already significant and is only going to increase. So while there are long waitlists, itâs wise to begin the process of applying, even if it means paying an application fee.
What if you could implement one thing that would help your child:
Build a strong work ethic,
Bond with the family,
Learn responsibility and self-reliance,
Practice teamwork,
Have better academic performance,
And improve planning and time management skills?
Youâd probably want to do it, right?Â
The one thing is: chores.
Childrensâ participation in chores was a significant predictor of work ethic, according to the Harvard Grant Study (the longest running longitudinal study in history.) Chores are one of two key things that enable adults to be happy and successful. The first was love.
This parenting approach will also give you time back! (Well, truthfully, depending on the age of your child you may be making investments before you see the return. But hang in there, it will pay off.)
Research from the University of Minnesota indicates that children who start doing chores as young as 3 years old, are more successful as young adults than children who have not participated in chores. Starting at any age is better than never participating with routine chores. However, the younger a child starts doing chores, the greater the likelihood that the benefits carry over into adulthood.
If you have a child with ADHD, the article âHow Can I Get My Kids to Do Chores?â from the Child Mind Institute outlines the benefits for executive functioning and ideas for rewards and consequences.
Lastly, Ietâs acknowledge that it is frequently easier to âdo it yourselfâ. This is very true. But with a long-term vision and a deep desire for your childâs overall success and happiness, implementing chores is a worthwhile endeavor.
Even if they break a glass unloading the dishwasher, at least theyâll be a happy adult.
A senior housing option that is getting more popular (but doesnât inherently solve care needs) could solve the housing challenge. It is an Accessory Dwelling Unit (ADU). These are small houses or apartments that exist on the same property lot as a single-family residence. Itâs a solution that can be an affordable and flexible housing option.
What are ADUs?
ADUs are a secondary dwelling unit with complete independent living facilities for one or more persons. Up to 1200 Sq.ft of additional space can be added to your home with an ADU. Today, ADUs are known by different names: tiny homes, granny unit, granny flat, in-law unit, in-law cottage, mother-in-law apartment, sidekick home, laneway home, backyard guesthouse, backyard cottage or secondary dwelling unit.
What are JADUs?
Junior Accessory Dwelling Units (JADUs) are allowed to be created within the walls of a proposed or existing single-family residence and shall contain no more than 500 square feet. JADUs offer additional housing options. They may share central systems, contain a basic kitchen utilizing small plug-in appliances, may share a bathroom with the primary dwelling, all to reduce development costs. JADUs present no additional stress on utility services or infrastructure because they simply repurpose existing space within the residence and do not expand the dwelling’s planned occupancy.
Common ways to finance an ADU:
Construction/renovation loan
Home equity loan
Personal line of credit
ADU loans
State grants
While California, New York and Vermont are taking the lead in ADU grants and programs, other states such as Texas, Colorado, and Massachusetts, Oregon, and Washington also have expanding programs to help fund and facilitate ADU construction. (In California, all CalFHU funds for the ADU Grant program were fully reserved as of 3/1/2023.)
If the housing challenge can be solved with an ADU, itâs possible that funds usually reserved for housing can be put toward hiring care.
More options
In addition to ADUs, there are many many living and care options. You may have heard of a Life Plan Community or Continuing Care Retirement Community, Board and Care Home, Assisted Living, Adult Family Home, Skilled Nursing, or Palliative Care. Making sense of what they address and how they differ can be really confusing.
Housing and care options for older adults span levels of independence, price points, levels of care (or not at all) and distinct living environments. If you find yourself suddenly thrown into solving housing and care for an older adult, itâs a lot to sort through. While changes are generally part of the process, itâs clearly easier on everyone when moves are minimized.
Select the best housing and care options
Our Housing and Care Options chart provides descriptions, a âgood fitâ profile and cost comparisons. If the older adult has care needs (or will soon) and you arenât certain which care setting is most appropriate, their physician should be able to give you guidance.
The man who seemed to be in charge (since he was the one who had just given detailed and important directives to the medical staff around him regarding medicine changes and a plan of care for our 10 day old baby) finally paused. He turned to me saying, âDo you have any questions?â âYes,â I said, âWHO are you?â
There are those who choose to be a medical advocate as a profession. However, most people who find themselves in the role are thrown into it, frequently without any notice. That was my situation. After 21 years of advocating on a weekly (sometimes on a minute-by-minute) basis for my son (and father at times), Iâve found several strategies to be exceedingly helpful.
Five (hard-earned) strategies for advocating well
1.Find out names and titles
Ask for the full names and the tiles of the medical professionals with whom you are interacting. Interrupt them if you need to, ask them to turn their name badges over and if their title/specialty isnât stated ask them what it is. If itâs unclear to you, clarify what their exact role is in the patientâs care.
Why?There is a hierarchy in a hospital setting and newer, less experienced doctors (like the Residents) can toss out possible outcomes, procedures, approaches and suggested solutions as freely as an enthusiastic flower girl tosses rose petals around. The result can be alarming and confusing, but if you know you are talking to a Resident you can take it all with a grain of salt. If you are talking to the Attending youâll know to put more weight on their message. (Note: I am not intending to be disrespectful to the Residents and am infinitely grateful for everyone who chooses a medical profession.)
2.Keep notes in a portable binder or notebook
When used consistently both at regular appointments and/or in a hospital setting, this will be an incredible asset in your role as an advocate. Itâs where youâll write down the names and titles/specialties of the doctors with whom youâve met and the key information provided. Note the date and if it was âin-patientâ (in the hospital) so that when you look back itâs clear where the care was taking place. Also, write down your questions beforehand (you really won’t remember them if you donât) and confirm theyâve been answered before the appointment is over, even if it means asking the doctor/nurse to wait while you do a second review of your questions and notes. (The Ways & Wane GoKit is perfect for this!)
Why?
Especially under stress, itâs nearly impossible to keep track of the myriad of details provided in a care setting. If asked by other family members for updates and details you not only have the information captured in writing, but you can take a picture of it and text that as an update. If you are playing tag team with another advocate (like your spouse or sibling), a shared notebook is a great way to make sure information is documented and communicated. (Permission from the patient should be granted before sharing their private medical information like in a text out to a group.)
3.Donât worry about being the âgood guyâ
Itâs not uncommon to be intimidated by doctors and other medical professionals, but remember that your role is to advocate really well for someone else, not to win a prize for âmost congenialâ. Donât be rude, but know that you have the right to insist on second opinions, additional answers, explanations in plain terms or other care needs that are in the best interest of the one for whom you are advocating. At the end of the day, remember that you and the patient are the customers.
Why?
Itâs very hard to do a great job at being a strong advocate when you are worried about aspects of the interactions that donât have to do with getting the information you need and making sure the patient gets the best care possible. You have a job to do. Focus on that in order to show up as the advocate you hope someone would be for you.
4. Ban time in the land of âwhat ifsâ
Make a purposeful decision not to put mental and emotional energy into the 25+ âwhat ifâ scenarios that you are tempted to entertain, especially if you are googling information. You do not actually show up more prepared for the horrible thing if you practice it in your mind. I believe itâs like practicing getting hit by a car so that if you get hit by a car it wonât hurt. There will likely be enough difficult things that you must face for absolute certainty, why use up your âperfectly good worryâ in the land of âwhat ifsâ?
Why?
Itâs truly helpful for your mental health to focus on what is actually ahead instead of what might happen, especially since we can be exceedingly good at coming up with the most terrifying version possible. As an advocate, you only have so much energy. Use it purposefully.
5. Gather whatever tribe you can
Especially in the middle of an intense season of being a medical advocate, ask for help. Ask for practical help (can you bring me lunch or pick up X from Walgreens?) and emotional support (will you text me a cute picture or kind thought?). Ask regularly and ask people who you think may say no. You cannot control what their response is, but you can ask and in doing so you may just invite someone into something that will bless them too.
Why? Once you come out of the intensity of the season, there wonât be a prize for the most worn out or emotionally ravaged. We all need community and the reminder that we are loved and cared for too. Itâs a very good thing not to do the hardest season by yourself. This is one of the reasons I truly love our mission and work at Ways & Wane – we get to join the tribes of those who are doing their best to advocate really well.
Whether you are advocating or a child or an older adult, youâll likely show up really well sometimes and other times youâll scrape yourself up and give what little you can. Either way, you are showing up and thatâs amazing. Be gentle with yourself too.
As a parent, you know how easy it is for your child to end up with a little bruise or a skinned knee or a finger pinched (ugh) in the car window. Some of those boo-boos happen under your watch. Itâs understandable. If your child is injured at daycare and itâs more than a small injury, the daycare is responsible to inform you.
The guidelines and reporting requirements for daycare centers regarding injuries will vary depending on the country, state, or region. They are often set by government agencies responsible for regulating childcare facilities to ensure the safety and well-being of children.
While specific regulations may differ, there are some best practices:
Incident Reporting: Daycare centers are usually required to maintain a system for documenting and reporting any incidents or injuries that occur on their premises.
Timely Reporting: There may be specific timeframes within which the daycare center must report an injury or incident to the relevant authorities, parents or guardians, and possibly licensing agencies.
Parent/Guardian Notification: Parents or guardians of the injured child must be promptly informed about the incident, the nature of the injury, and any immediate medical attention that was provided.
Medical Attention: Daycare centers should have protocols for providing appropriate and timely medical attention in case of an injury. This may involve administering basic first aid or contacting emergency medical services, depending on the severity of the injury.
Incident Investigation: The daycare center might be required to conduct an internal investigation into the circumstances surrounding the injury. This investigation could involve speaking with staff members and any witnesses to the incident.
Documentation: Daycare centers are typically required to keep records of all injuries and incidents, including written reports, witness statements, and any follow-up actions taken.
Reporting to Licensing Agencies: Depending on the severity of the injury and local regulations, daycare centers may be obligated to report certain types of injuries to the appropriate licensing or regulatory agencies overseeing childcare facilities.
If your child has an unexplained injury that happened while they were at daycare, ask the facility about it right away. Also, assume good intentions and hold judgment until you have the full story.